Can the Association put a lien on my property for unpaid assessments?

Yes. This is built into the covenants, and it applies to every lot at Lake of the Pines.

When you accept a deed or a land contract for a lot here, you agree to pay annual assessments and any special assessments. The covenants say those assessments, along with interest and the cost of collecting them, are **a charge on the land** and **a continuing lien** on the property they are charged against.

"Continuing lien" means the lien attaches to the property itself. The covenants say it binds the property in the hands of the owner and also in the hands of that owner's heirs, anyone who inherits it under a will, a personal representative, and anyone the property is assigned to.

If an assessment goes unpaid, the covenants give the Association two paths. It can sue the owner who owes the money. Or it can foreclose the lien against the property. These are alternatives — the covenants list them as either-or.

Two things this does not mean. The lien arises from the covenants themselves, so it applies whether or not anything about it appears in your deed. And it is specific to assessments — this section of the covenants is the assessment lien.

If you are worried about a balance on your property, the office can tell you where things stand.

*Source: Restrictive Covenants, Article V, Sections 1 and 9.*